CashFlows is the leading provider of e-commerce & m-commerce payment solutions for businesses in the UK. Many of the innovations and standards used in internet, mobile and e-money payment systems were developed by CashFlows, including Internet and Mobile Payments Guarantees, protecting businesses and cardholders from fraud. As members of Visa and MasterCard CashFlows directly approves merchant accounts, and provides a market leading range of ancillary services that help businesses process all inbound and outbound payments efficiently.