Lowes Financial Management is one of the largest privately owned independent financial adviser firms in the North-East and has been serving clients for more than 43 years. The keystone upon which Lowes and its clients have prospered is the firm’s personal approach to financial planning. Lowes has in excess of £500m of funds under advice and approximately 70 people work for the firm in some capacity. As well as providing investment management Lowes can advise on Inheritance Tax planning, pensions, long term care and other general financial planning issues. A combined wealth of experience and industry knowledge ensures clients receive financial advice that is tailored to their personal needs and expectations. Lowes provides a bespoke and model investment portfolio service and prides itself on being an 'independent' financial adviser. This means it looks across the whole investment space into alternatives, alongside traditional investments, to deliver attractive returns for clients for the appropriate level of risk. The investment process is not driven by set asset allocation, but by the investment team's own fund selection and asset parameters. The firm’s long history in investments means that it has experienced different economic styles and recognises the importance of protecting client's money. The firm is a renowned expert in the field of structured products and runs CompareStructuredProducts.com. This website publishes details of all new investments backed by major banks where the investment return is defined by reference to a specific underlying measurement, like the FTSE 100, and delivered on a defined date. Many structured products offer attractive features which can be used to satisfy a variety of investors’ needs. However, they should not be seen as a replacement for traditional investments, but as a complement to them.
